Tertiary Education Loans Scheme (“TELS”) is a fund intended to provide financing to Fijian students who have qualified for higher education in approved institutions of higher learning but are unable to support themselves financially.
The Scheme provides student loans to eligible citizens of Fiji to enable them access higher education at affordable rates and increase equitable access to higher education in the country in line with the Fijian Government’s vision of “Building a Smarter Fiji”.
  1. TELS for New Students
  2. TELS for Existing Tertiary Students
  3. TELS –Technical College of Fiji
  4. TELS- Private Sector Employee
  5. TELS– Public Sector Employee
  6. TELS– Pilot Training
  7. .TELS—Accommodation Loans Scheme (ALS)
 Qualifying Institutions
  • University of Fiji
  • Fiji National University
  • The University of the South Pacific
  • Corpus Christi Teachers College
  • Fulton University College
  • Sangam Institute of Nursing
  • Centre for Applied Technology and  Development
  • Technical College of Fiji
  • Pacific Flying School
  • Advanced Aviation Training 
Interest Rates
Combined Family Income per annum
Interest Rate
Up to $25,000  0
$25001-$50,000 0.5
$50,001-$100,000 1
Above  $100,000 2

Towards the end of each High School academic year, the Board shall publish in the local media, the priority areas that will be given consideration. Applicants will be invited to apply for the Loans Scheme.
There are no strict deadlines for application, however, students wishing to begin their higher education from a particular term must apply and get into the bond agreement before the commencement of a new academic term.
Applications received during the academic terms will be considered for the following academic term.

How To Apply
  1. Scan and get all the required documents read before starting the process of applying online in the pdf, png, or jpg format. 
  2. Visit www.tslb.com.fj and register for TSLB online services. Applicants cannot apply online unless registered first.
  3. One registered fill the appropriate information.
  4. Upload all the required documents. 
  5. Submit the online application.
  6. Applicants for NTS need not fill another TELS application as all unsuccessful applications for NTS will be considered for TELS. 
  7. Students will not be able to submit the form unless all mandatory fields are filled. Year 13 results and offer letter from the institutions need to be uploaded before the application will be processed.
  • TSLB shall be responsible for assessment of applications against the set criteria.
  • TSLB may seek any further information to substantiate claims made by the applicant.
  • All applicants are responsible for gaining acceptance into institutions. Fee structures from the institution must accompany each application form.
  • TELS will only be awarded to institutions approved by the Fijian Government, and programs accredited by a professional educational body.
  •  All TELS application will go through an extensive review and TSLB’s scholarship decision shall be final and cannot be appealed.
  • Official indication of being granted an award is the receipt of the Confirmation of the award letter from the Chairperson/Chief Executive Officers or any authorised officer of TSLB.
TELS Acceptance Deadline
  • All TELS award offered must be accepted within 14 days after the date posted on the award notification (email or letter).
  • All awards not accepted by this deadline will be cancelled.
  • To accept the awards students must sign and return the offer letter to TSLB together with the bond forms.
Apply online now
Download Form TSLB 02
TELS Terms and Conditions